Sundeep Kapila, Jonathan Carver, Charis Chan, Michael Raffan, Claire Harrop, Dimitris Boumpoulis
January 24, 2026
Freshfields advises Visa on investment in global payments technology business Form3

1 min
AI-made summary
- Freshfields Bruckhaus Deringer advised Visa, Inc
- on its investment in Form3 Group Limited, an account-to-account payment platform
- The investment aims to support Form3's growth and is accompanied by a new commercial partnership focused on reducing fraud in real-time payments, utilizing Form3’s single API connectivity
- Freshfields provided legal counsel across multiple jurisdictions, with a team led by Sundeep Kapila and supported by specialists in financial regulatory matters.
Freshfields Bruckhaus Deringer (’Freshfields’) has advised Visa, Inc. (V:NYSE) (‘Visa’) on its investment in account-to-account payment platform business Form3 Group Limited (‘Form 3’). Together with the investment which will enable Form3 to continue its growth journey, the parties also announced a new commercial partnership, bringing together their capabilities in an effort to reduce high levels of fraud in real-time account-to-account payments, which includes building on Form3’s single API connectivity. Freshfields advised on all aspects of the investment, combining a cross-jurisdictional and cross-practice team across the firm’s UK, Germany, Austria and U.S. offices. The Freshfields team advising on the transaction was led by partner Sundeep Kapila, senior associate Jonathan Carver and associate Charis Chan. Financial regulatory advice was provided by partner Michael Raffan, senior associate Claire Harrop and associate Dimitris Boumpoulis. Further information on the transaction can be found here.
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Sundeep Kapila, Jonathan Carver, Charis Chan, Michael Raffan, Claire Harrop, Dimitris Boumpoulis
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